uob particular banking
uob particular banking
Blog Article
UOB Lender delivers various private banking solutions designed to satisfy the money requires of people. Below is an intensive overview that may help you have an understanding of The important thing factors and choices.
Forms of Accounts
Financial savings Account: This account means that you can save money whilst earning interest.
Attributes: Easy access, desire earnings, small service fees.
Benefits: Safe spot for your money, possible growth as a result of fascination.
Existing Account: Perfect for day by day transactions and running expenses.
Features: Checkbook facility, overdraft security.
Added benefits: Easy for regular payments and withdrawals.
Fixed Deposit Account: For people aiming to generate higher fascination prices around a set interval.
Characteristics: Fixed phrase deposits, higher curiosity premiums when compared with savings accounts.
Positive aspects: Protected investment decision possibility with predictable returns.
Financial loans
Private Loans: Unsecured loans which can be utilized for a variety of applications like education or house renovation.
Varieties:
Installment Loans
Credit Strains
Gains: Adaptable repayment phrases, competitive desire fees.
Dwelling Financial loans: Tailor-made options for buying property or refinancing current mortgages.
Styles:
Fastened Charge Home Personal loan
Floating Amount Property Bank loan
Advantages: Different designs to fit particular person requirements, eye-catching premiums.
Bank cards
UOB offers a range of credit cards catering to diverse lifestyles and shelling out habits:
Rewards Playing cards: Generate details on just about every buy which can be redeemed for items or journey miles.
Cashback Playing cards: Get cash rebates on every day spending for instance groceries and eating out.
Travel Playing cards: Exclusive Advantages like air miles accumulation and travel insurance protection.
Expense Products and services
For people interested in expanding their wealth via investments:
Unit Trusts * Diversified portfolio managed by specialists. * Appropriate for long-phrase advancement goals.
Structured Deposits * Brings together the features of classic deposits with expense solutions. * Potentially increased returns but with a few danger concerned.
Coverage Goods
To shield your self and Your loved ones from unexpected events:
Existence Insurance plan * Presents monetary safety in case of Loss of life or essential ailment. * Might also function a savings tool according to the coverage decided on.
Overall health Insurance plan * Handles medical fees like hospitalization prices. * Essential for mitigating substantial Health care prices.
Digital Banking Providers
Convenience at your fingertips by means of digital platforms:
Net Banking
Helps you to manage your finances on-line:
Check out account balances and transaction historical past
Transfer money amongst accounts or pay out charges
Make an application for new merchandise (loans/credit cards)
Cellular Banking
Banking on-the-go through cellular applications:
Speedy stability checks
Cell payment selections (QR code payments)
Notifications & alerts about more info account activity
Using these extensive choices, UOB aims to offer personalized banking methods that cater exclusively to person prerequisites even though ensuring advantage and security in all transactions.